Property Taxes in Accra Ghana: Updated Guide for Homeowners

By Makafui Abena Kuffo

Property taxes, also known as property rates, are annual taxes paid on immovable property in Ghana, collected by the Ghana Revenue Authority. In Accra, property taxes are managed by the Domestic Tax Revenue Service, which assesses and determines how much homeowners should pay each year.

Property taxes in Ghana are calculated based on the estimated value of your property and the classification of your area, with rates historically ranging from 0.5% to 3%. However, recent updates have increased the rate impost in Accra to approximately 13.33%, meaning property owners now pay about 10% more in property taxes annually.

To calculate your property tax:

• Multiply your property’s ratable value by the applicable rate impost for your property type and rating zone.

To ensure accuracy, homeowners should know their rating zone or residential class, which determines the specific rate applicable.

Accra Property Tax Rating Zones

Residential Class 1A
Achimota Forest Residential, Roman Ridge, Airport West, East Legon, Ambassadorial Enclave, Ridge

Residential Class 1B
Zoti, Abelenkpe, Dworwulu, North Dworwulu, East Legon Extension, West Legon, Ringway Estates, Nyaniba, Tesano-1

Residential Class 2A
South Odorkor, Dansoman SSNIT, Addogon, New Dansoman Estates, Lartebiokorshie, Candle Factory, Mamprobi, Kanda Estates, Dansoman Estates, Nima Akuffo Addo, Asylum Down, Naaflajo, GREDA Estates, New Achimota

Residential Class 2B
Kwashieman North, Sakaman-Busia, Abofu, Mataheko, Osofo Dadzie, West Abbosey Okai, Dansoman Sahara, North Alajo, Adabraka, Tesano-2, Kaneshie, Borabora Estates, Awudome Estates, North Kaneshie, Abeka, Fadama, Apenkwa, North Kaneshie Estates–CFC, Akweteman

Residential Class 3A
Kwashibu, Kwashieman, North Odorkor, Odorkor Old Town, Stanley Owusu, Banana Inn, Korle Gonno, Mamprobi Sempey, Maamobi, Old Dansoman, Kotobabi Police Station, Kpehe, Alajo, Kotobabi, James Town, Manhean, Alogboshie, Abeka Lapaz, Bubiashie/New Fadama, Kisseman/Christian Village

Residential Class 3B
Abossey Okai, Sukura, Russia, Sabon Zongo, Town Council Line, Mamponse, Tunga, Nima, Accra New Town, Shiashie Village, Darkuman, Bawleshie, Mempeasem, Anumle, North Abeka, Old Bubiashie, Nii Boyeman/Achimota

Residential Class 3C
Chorkor, Mpoase, Gbegbeise, Shiabu, Luga, Osu Amanfo/Alata

Commercial Class 1
Central Business District (CBD) and Extended CBD

Commercial Class 2
Extended CBD including Tudu, Osu Amantra, Osu Anorho, CDC, Kuku Hill, Airport West, Switch Back Road, Roman Ridge, Airport By-Pass, Police Quarters, DVLA

What This Means for Homeowners

• Property taxes in Accra depend on location and property value.
• Commercial properties pay the highest rates, while Residential Class 3C pays the lowest.
• Rates in Accra are significantly higher than in other regions of Ghana, so property owners outside Accra should check with their local authorities for accurate rates or use Accra’s rates as a baseline for budgeting.

Many property owners in Accra express concerns about high property taxes, particularly in premium areas where location has a significant influence on the tax burden. If you are planning to build or buy a home in Accra, it is essential to factor in annual property taxes as part of your long-term cost considerations.

Frequently Asked Questions About Property Taxes in Accra